Disclosures & Legal

Form ADV

Our Form ADV Part 2A (Firm Brochure) provides detailed information about our advisory services, fees, and business practices. Amended March 2026 to reflect updated risk disclosures.

Form CRS

Our Client Relationship Summary provides a brief overview of our services, fees, conflicts of interest, and disciplinary history.

Code of Ethics

Our Code of Ethics governs personal trading and ensures that client interests are placed ahead of firm and employee interests.

• Market risk: The value of investments may decline due to market conditions.
• Interest rate risk: Changes in interest rates may affect the value of fixed-income investments.
• Inflation risk: The purchasing power of invested assets may be eroded by inflation.
• Liquidity risk: Certain investments may be difficult to sell at fair market value.
• Concentration risk: Portfolios concentrated in specific sectors or asset classes may experience greater volatility.
• Cybersecurity risk: Client accounts may be subject to unauthorized access or data breaches despite our security measures.
• Geopolitical risk: International investments may be affected by political instability, sanctions, or trade restrictions.

Meridian Wealth Advisors is committed to protecting the privacy and confidentiality of our clients’ personal information. We collect only the information necessary to provide our services and do not sell or share client data with third parties except as required by law or regulation.

Data Retention: Client records are retained for a minimum of seven (7) years following the termination of the advisory relationship, in accordance with SEC Rule 204-2. Digital records are stored using AES-256 encryption. Clients may request deletion of non-regulatory personal data by contacting our compliance department.

Our complete privacy policy is available upon request.