/* ===== Design Tokens ===== */
:root {
  --navy: #0f1d35;
  --navy-light: #1c2f50;
  --gold: #c4a24e;
  --gold-light: #d4b86a;
  --cream: #faf8f3;
  --warm-white: #fdfcf9;
  --text-primary: #1a1a1a;
  --border-light: #e8e4dc;
  --font-heading: 'Cormorant Garamond', Georgia, serif;
  --font-body: 'DM Sans', 'Helvetica Neue', Arial, sans-serif;
}

/* ===== Base ===== */
body {
  font-family: var(--font-body);
  color: var(--text-primary);
  background-color: var(--warm-white);
  line-height: 1.7;
  font-weight: 300;
  font-size: 1.05rem;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  font-weight: 500;
  line-height: 1.15;
  letter-spacing: 0.01em;
}

p { font-weight: 300; }

strong { font-weight: 500; }

/* ===== Utility Colors ===== */
.bg-navy { background-color: var(--navy) !important; }
.bg-navy-light { background-color: var(--navy-light) !important; }
.bg-cream { background-color: var(--cream) !important; }
.text-navy { color: var(--navy) !important; }
.text-gold { color: var(--gold) !important; }

/* ===== Scroll Reveal ===== */
.reveal-on-scroll {
  opacity: 0;
  transform: translateY(20px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}
.reveal-on-scroll.revealed {
  opacity: 1;
  transform: translateY(0);
}

/* ===== Buttons ===== */
.btn {
  font-family: var(--font-body);
  font-weight: 500;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  font-size: 0.82rem;
  border-radius: 3px;
  transition: all 0.25s ease;
  padding: 0.75rem 2rem;
}

.btn-gold {
  background-color: var(--gold);
  border-color: var(--gold);
  color: var(--navy);
}
.btn-gold:hover {
  background-color: var(--gold-light);
  border-color: var(--gold-light);
  color: var(--navy);
  transform: translateY(-1px);
}

.btn-navy {
  background-color: var(--navy);
  border-color: var(--navy);
  color: #fff;
}
.btn-navy:hover {
  background-color: var(--navy-light);
  border-color: var(--navy-light);
  color: #fff;
  transform: translateY(-1px);
}

.btn-outline-light {
  border-width: 1px;
  border-radius: 3px;
}
.btn-outline-light:hover {
  transform: translateY(-1px);
}

/* ===== Top Utility Bar ===== */
.top-bar {
  background-color: var(--navy);
  border-bottom: 1px solid rgba(255,255,255,0.07);
  padding: 0.45rem 0;
  font-family: var(--font-body);
  font-size: 0.78rem;
  letter-spacing: 0.04em;
}
.top-bar-item {
  color: rgba(255,255,255,0.55);
  text-transform: uppercase;
}
.top-bar-link {
  text-decoration: none;
  font-weight: 500;
  transition: color 0.2s;
}
.top-bar-link:hover {
  color: var(--gold) !important;
}

/* ===== Navbar ===== */
.navbar {
  padding: 1.1rem 0;
  transition: padding 0.3s ease, box-shadow 0.3s ease;
}
.navbar.nav-scrolled {
  padding: 0.65rem 0;
  box-shadow: 0 2px 20px rgba(0,0,0,0.18);
}
.navbar-brand .brand-text {
  font-family: var(--font-heading);
  font-size: 1.5rem;
  font-weight: 600;
  letter-spacing: 0.02em;
}
.brand-divider {
  display: inline-block;
  width: 1px;
  height: 1.1em;
  background-color: var(--gold);
  margin: 0 0.7rem;
  vertical-align: middle;
  opacity: 0.6;
}
.navbar-nav .nav-link {
  font-family: var(--font-body);
  font-weight: 400;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 0.5rem 1rem !important;
  font-size: 0.78rem;
  position: relative;
}
.navbar-nav .nav-link::after {
  content: '';
  position: absolute;
  bottom: 0.2rem;
  left: 1rem;
  right: 1rem;
  height: 1px;
  background-color: var(--gold);
  transform: scaleX(0);
  transition: transform 0.25s ease;
  transform-origin: left;
}
.navbar-nav .nav-link:hover { color: var(--gold) !important; }
.navbar-nav .nav-link:hover::after { transform: scaleX(1); }

/* ===== Hero Section ===== */
.hero {
  background: linear-gradient(150deg, var(--navy) 0%, var(--navy-light) 100%);
  color: white;
  padding: 10rem 0 9rem;
  position: relative;
  overflow: hidden;
}
.hero-pattern {
  position: absolute;
  inset: 0;
  opacity: 0.04;
  background-image:
    repeating-linear-gradient(
      -45deg,
      rgba(255,255,255,0.6) 0px,
      rgba(255,255,255,0.6) 1px,
      transparent 1px,
      transparent 28px
    );
}
.hero-accent-line {
  width: 60px;
  height: 2px;
  background-color: var(--gold);
  margin-bottom: 2rem;
}
.hero-headline {
  font-family: var(--font-heading);
  font-size: 4rem;
  font-weight: 500;
  line-height: 1.08;
  letter-spacing: -0.01em;
}
.hero-sub {
  font-family: var(--font-body);
  font-size: 1.1rem;
  opacity: 0.75;
  max-width: 560px;
  line-height: 1.8;
  font-weight: 300;
}

/* Trust Badges */
.trust-badges {
  display: flex;
  align-items: center;
  gap: 1rem;
  flex-wrap: wrap;
}
.trust-badge {
  font-family: var(--font-body);
  font-size: 0.75rem;
  font-weight: 400;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  opacity: 0.55;
}
.trust-divider {
  width: 3px;
  height: 3px;
  border-radius: 50%;
  background-color: var(--gold);
  flex-shrink: 0;
  opacity: 0.6;
}

/* ===== Section Spacing ===== */
.section-padding { padding: 6rem 0; }

/* Section Labels */
.section-label {
  display: block;
  text-align: center;
  font-family: var(--font-body);
  font-size: 0.72rem;
  font-weight: 500;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 1rem;
}

.section-title {
  font-family: var(--font-heading);
  font-size: 2.5rem;
  font-weight: 500;
  letter-spacing: 0.01em;
}

/* ===== Stats Section ===== */
.stats-section {
  border-top: 1px solid var(--border-light);
  border-bottom: 1px solid var(--border-light);
  background-color: var(--warm-white);
}

.stat-number {
  font-family: var(--font-heading);
  font-size: 2.75rem;
  font-weight: 500;
  position: relative;
  display: inline-block;
  padding-bottom: 0.75rem;
  letter-spacing: -0.01em;
}
.stat-number::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 50%;
  transform: translateX(-50%);
  width: 30px;
  height: 1px;
  background-color: var(--gold);
}

/* ===== Service Tabs ===== */
.nav-pills-custom {
  gap: 0.4rem;
  border: none;
}
.nav-pills-custom .nav-link {
  font-family: var(--font-body);
  font-weight: 400;
  color: var(--navy);
  background: transparent;
  border: 1px solid var(--border-light);
  border-radius: 3px;
  padding: 0.55rem 1.4rem;
  font-size: 0.8rem;
  letter-spacing: 0.07em;
  text-transform: uppercase;
  transition: all 0.22s ease;
}
.nav-pills-custom .nav-link:hover {
  border-color: var(--gold);
  color: var(--navy);
}
.nav-pills-custom .nav-link.active {
  background-color: var(--navy);
  border-color: var(--navy);
  color: #fff;
}
.nav-pills-custom .nav-link.active::after {
  display: none;
}

/* ===== Cards ===== */
.card {
  border: 1px solid var(--border-light) !important;
  box-shadow: none;
  border-radius: 4px !important;
  transition: transform 0.25s ease, border-color 0.25s ease;
  background-color: var(--warm-white);
}
.card:hover {
  transform: translateY(-2px);
  border-color: var(--gold) !important;
  box-shadow: none;
}
.card-header.bg-navy { border-bottom: 2px solid var(--gold); }

/* Insight Cards */
.insight-card {
  border-top: 2px solid var(--gold) !important;
  border-left: 1px solid var(--border-light) !important;
  border-radius: 4px !important;
}
.insight-date {
  color: var(--gold);
  font-weight: 400;
  font-size: 0.78rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

/* ===== Testimonials ===== */
.testimonial {
  background-color: transparent;
  border-top: 1px solid var(--border-light);
  border-bottom: 1px solid var(--border-light);
  border-radius: 0;
  padding: 3rem 2rem 2.5rem;
  margin: 1rem 0;
  font-style: italic;
  position: relative;
}
.testimonial p {
  font-family: var(--font-heading);
  font-size: 1.35rem;
  font-weight: 400;
  font-style: italic;
  line-height: 1.7;
  color: var(--navy);
}
.testimonial cite {
  font-style: normal;
  font-weight: 400;
  font-size: 0.82rem;
  color: var(--text-primary);
  font-family: var(--font-body);
  letter-spacing: 0.05em;
  opacity: 0.65;
}
.quote-mark {
  font-family: var(--font-heading);
  font-size: 5rem;
  line-height: 1;
  color: var(--gold);
  opacity: 0.25;
  position: absolute;
  top: 0.75rem;
  left: 1rem;
}

/* ===== FAQ Accordion ===== */
.accordion-item {
  border: none !important;
  border-bottom: 1px solid var(--border-light) !important;
  border-radius: 0 !important;
  margin-bottom: 0;
  overflow: hidden;
  background-color: transparent;
}
.accordion-item:first-child {
  border-top: 1px solid var(--border-light) !important;
}
.accordion-item:has(.accordion-collapse.show) {
  border-left: none;
  border-bottom-color: var(--border-light) !important;
}
.accordion-button {
  font-family: var(--font-heading);
  font-weight: 500;
  font-size: 1.1rem;
  color: var(--navy);
  padding: 1.3rem 0;
  background-color: transparent;
  letter-spacing: 0.01em;
}
.accordion-button:not(.collapsed) {
  background-color: transparent;
  color: var(--navy);
  box-shadow: none;
}
.accordion-button:focus {
  box-shadow: none;
  border-color: transparent;
}
.accordion-button::after {
  filter: none;
  opacity: 0.4;
}
.accordion-body {
  padding: 0 0 1.5rem;
  line-height: 1.8;
  font-size: 0.98rem;
  font-weight: 300;
}

/* ===== CTA Section ===== */
.cta-section {
  background: linear-gradient(150deg, #0a1525 0%, var(--navy) 60%, var(--navy-light) 100%);
  padding: 8rem 0;
  position: relative;
  overflow: hidden;
}
.cta-section h2 {
  font-family: var(--font-heading);
  font-size: 3rem;
  font-weight: 500;
  letter-spacing: 0.01em;
}
.cta-pattern {
  position: absolute;
  inset: 0;
  opacity: 0.03;
  background-image:
    repeating-linear-gradient(
      -45deg,
      rgba(255,255,255,0.8) 0px,
      rgba(255,255,255,0.8) 1px,
      transparent 1px,
      transparent 32px
    );
}

/* ===== Page Headers ===== */
.page-header {
  background: linear-gradient(150deg, var(--navy) 0%, var(--navy-light) 100%);
  color: white;
  padding: 5rem 0 4rem;
  position: relative;
}
.page-header h1 {
  font-family: var(--font-heading);
  font-size: 3rem;
  font-weight: 500;
  letter-spacing: 0.01em;
}
.page-header .hero-accent-line {
  margin-left: 0;
}

/* ===== Fee Table ===== */
.fee-table th { background-color: var(--navy); color: white; font-family: var(--font-body); font-weight: 400; letter-spacing: 0.05em; font-size: 0.82rem; text-transform: uppercase; }
.fee-table .highlight-row { background-color: #fdf8ec; }

/* ===== Team Grid ===== */
.team-card img {
  width: 150px;
  height: 150px;
  object-fit: cover;
  border-radius: 50%;
  border: 2px solid var(--gold);
  opacity: 0.95;
}

/* ===== Disclosure Styling ===== */
.disclosure-section {
  border: 1px solid var(--border-light);
  border-radius: 4px;
  padding: 2rem;
  margin-bottom: 1.5rem;
}
.disclosure-section h3 {
  font-family: var(--font-heading);
  color: var(--navy);
  border-bottom: 1px solid var(--gold);
  padding-bottom: 0.5rem;
  font-weight: 500;
}

/* ===== Login Page ===== */
.login-box {
  max-width: 400px;
  margin: 0 auto;
  padding: 2.5rem;
  border: 1px solid var(--border-light);
  border-radius: 4px;
}

/* ===== Career Posting ===== */
.career-posting {
  border: 1px solid var(--border-light);
  border-radius: 4px;
  padding: 1.5rem;
  margin-bottom: 1rem;
  transition: border-color 0.2s;
}
.career-posting:hover { border-color: var(--gold); }

/* ===== Compliance Bar ===== */
.compliance-bar {
  background-color: var(--cream);
  border-top: 1px solid var(--border-light);
  padding: 1rem 0;
  font-size: 0.8rem;
  color: #888;
}

/* ===== Footer Gold Line ===== */
.footer-gold-line {
  height: 2px;
  background: linear-gradient(90deg, transparent 0%, var(--gold) 30%, var(--gold) 70%, transparent 100%);
  opacity: 0.7;
}

/* ===== Footer ===== */
.site-footer {
  margin-top: 0;
}
.footer-heading {
  font-family: var(--font-body);
  font-weight: 400;
  font-size: 0.75rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}
.footer-links li {
  margin-bottom: 0.55rem;
}
.footer-links a {
  color: rgba(255,255,255,0.5);
  text-decoration: none;
  font-size: 0.88rem;
  font-weight: 300;
  transition: color 0.2s;
}
.footer-links a:hover {
  color: var(--gold);
}
.footer-bottom-link {
  color: rgba(255,255,255,0.4);
  text-decoration: none;
  font-size: 0.82rem;
  transition: color 0.2s;
}
.footer-bottom-link:hover {
  color: var(--gold);
}

/* Regulatory Badges */
.regulatory-badges {
  border-top: 1px solid rgba(255,255,255,0.08);
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.badge-item {
  font-family: var(--font-body);
  font-size: 0.72rem;
  font-weight: 400;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.4);
}
.badge-sep {
  display: inline-block;
  width: 3px;
  height: 3px;
  border-radius: 50%;
  background-color: var(--gold);
  vertical-align: middle;
  margin: 0 1rem;
  opacity: 0.5;
}

/* ===== Responsive ===== */
@media (max-width: 768px) {
  .hero { padding: 6rem 0 5rem; }
  .hero-headline { font-size: 2.5rem; }
  .section-padding { padding: 4rem 0; }
  .section-title { font-size: 2rem; }
  .stat-number { font-size: 2.2rem; }
  .trust-badges { justify-content: flex-start; }
  .nav-pills-custom { flex-wrap: wrap; }
  .nav-pills-custom .nav-link { font-size: 0.75rem; padding: 0.45rem 0.9rem; }
  .cta-section { padding: 5rem 0; }
  .cta-section h2 { font-size: 2.2rem; }
  .page-header h1 { font-size: 2.25rem; }
  .testimonial p { font-size: 1.15rem; }
}

@media (max-width: 375px) {
  .hero-headline { font-size: 2rem; }
  .section-title { font-size: 1.75rem; }
}